A complete 2026 VA loan requirements walkthrough for veterans: eligibility, credit, DTI, residual income, the funding fee, closing costs, and how to win the offer as a buyer.
Links In This Video:
- Get pre-approved: https://www.winthehouseyoulove.com
► ► Get Pre-Approved With My Team → https://www.winthehouseyoulove.com/lender
► ► Get An Agent Referral → https://www.winthehouseyoulove.com/agent
TOP RESOURCES
📉 Today’s Rates → https://www.winthehouseyoulove.com/rates
🏡 Max Purchase Price Calculator → https://www.winthehouseyoulove.com/maxprice
📊 Loan Comparison Calculator → https://www.winthehouseyoulove.com/advisor
📅 Complete Buying Timeline → https://www.winthehouseyoulove.com/timeline
🎓 Lower Student Loan Payments → https://www.winthehouseyoulove.com/student
💳 Credit Score Simulator → https://www.winthehouseyoulove.com/credit
0:00 VA loan highlights
0:41 VA loan myths
1:21 What is a VA loan?
2:42 Service requirements
3:26 Down payment
5:51 Get pre-approved
7:11 Credit score
8:28 Credit setbacks
9:37 VA funding fee
12:16 Exemption
13:14 Closing costs & seller credits
16:37 Proof of funds
17:37 Gift funds
17:55 Interest rates
18:17 Affordability
21:05 Income requirements
22:49 Student loans
23:55 Property types
25:27 Appraisals
26:36 Tidewater
28:55 Loan limits
30:22 Refinancing
32:25 Assumption
33:30 Your VA offer
35:54 VA vs FHA vs Conventional
36:56 Get pre-approved
— DISCLAIMER —
Kyle Andrew Seagraves is Licensed Loan Originator (NMLS 1701021) with NFM Lending (NMLS 2893), an Equal Housing Lender. Separately, Kyle owns Win The House You Love LLC, an education company. Win The House You Love LLC is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This video is only for educational usage. All calculations should be verified independently. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. Not affiliated with the VA, FHA, or any other government agency. This video has not been approved by any government agency.
NFM Lending
1190 Winterson Road, Suite 300,
Linthicum, MD 21090
Toll Free: +1 (888) 233-0092
NMLS #2893
Equal Housing Lender
Channel: Win The House You Love
Published: 2026-05-18
Video URL: https://www.youtube.com/watch?v=OtijSXbTq2Y