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U.S. federal debt hit a record $39.4 trillion (published 2026-07-17), an increase…

2026-07-17 · 13:44 UTC ·@USFunds ·0 min read

Brief

U.S. federal debt reached a record $39.4 trillion (up >$16 trillion since 2020). U.S. Funds CEO Frank @bulldogholmes recommends a 10% Golden Rule—5% physical gold and 5% in gold funds—as a diversification move aimed at improving long-term portfolio resilience rather than forecasting markets.

Why it matters

U.S. federal debt hit a record $39.4 trillion (published 2026-07-17), an increase of more than $16 trillion since 2020.

Key details

Frank @bulldogholmes (CEO of U.S. Funds) advocates a 10% Golden Rule for long-term investors: allocate 10% to gold—5% in physical gold (bullion or jewelry) and 5% in well-managed gold funds—to build portfolio resilience across market environments.

Source evidence

U.S. federal debt has reached a record $39.4 trillion, up more than $16 trillion since 2020.

For long-term investors, rising government debt is one reason many choose to diversify with gold as part of a balanced portfolio.

As CEO Frank @bulldogholmes advocates through his 10% Golden Rule: allocate 10% to gold—5% in physical gold (bullion or jewelry) and 5% in well-managed gold funds.

The objective isn't to predict the future, it's to build a more resilient portfolio across different market environments.

Learn more about diversifying with gold at usfunds.com.