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My best investment decision of the past 3 years

2026-03-15 · 14:29 UTC ·Darius Foroux ·3 min read

Brief

Darius Foroux describes his single best investment decision over the past three years: supplementing passive index holdings with targeted individual-stock positions bought during episodes of market fear. He frames his approach as seeking asymmetrical bets — situations where downside is limited and upside is significant — driven by heightened volatility from AI advances, geopolitical shifts, and economic uncertainty. Rather than predicting exact bottoms, his methodology emphasizes buying when perceived risk outstrips actual risk and holding through recoveries. Foroux publishes his stock-analysis framework and related trainings in the Wise & Wealthy Academy, which issues weekly, members-only lessons on four topics and includes two bonuses (the $1M Ideas Course and The Modern Manual). The piece ran March 15, 2026, and promotes a 35% off annual-plan offer through March 31, 2026.

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And I made it when others were scared.

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My best investment decision of the past 3 years

Darius Foroux

Mar 15

For the past three years, I’ve been doing something alongside my regular index investing strategy.

I’ve been picking individual stocks.

I know what you’re thinking. “That’s a terrible idea. Most stock pickers lose to the index.” And for the most part, that’s true.

But here’s something we all know. The world has become more volatile. AI, geopolitical shifts, economic uncertainty; these aren’t just risks.

They create asymmetrical bets. Situations where the downside is limited, and the upside is significant.

I’ve been placing those bets carefully. And over the past three years, the results have been paying off.

Here’s the insight behind it.

Right now, there’s a lot of fear in the market. Some of it is warranted. A lot of it isn’t. And that gap between perceived risk and actual risk is where wealth gets built.

When investors are afraid, they dump stocks. Prices drop. Then the fear subsides, they pile back in, and prices go up exponentially. This has happened after every single correction in history.

Historically, more wealth has been built during recessions and market corrections than during bull runs. The people who win aren’t the ones who predicted the bottom. They’re the ones who didn’t panic.

That’s the strategy I’m using right now. And I share exactly how inside the Wise & Wealthy Academy.

Join the Wise & Wealthy Academy

Every Saturday, I publish a new members-only training on one of four areas: clear thinking, investing psychology, career antifragility, and personal execution.

My stock analysis framework, the exact method I use to find asymmetrical bets, is also part of the Academy.

And everyone who joins right now gets two free bonuses:

Free Bonus #1: $1M Ideas Course. Six real income ideas that work, plus a decision filter to pick the one that fits your life.

Free Bonus #2: The Modern Manual. My private book on Stoic philosophy for modern life. Exclusive to Academy members.

If you’re ready to join the Academy, sign up today for the introductory rate here:

Join the Academy now

If you have any questions, let me know.

Darius

P.S. The annual plan is 35% off until March 31. Join before then, and that rate is locked in for as long as you stay a member.

© 2026 Darius Foroux

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