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Arc released an open-source Peer-to-Peer Payments App…

Brief

Arc released an open-source Peer-to-Peer Payments App (github.com/circlefin/arc-p2p) on 2026-05-07 that makes USDC the native gas token and promises sub-second finality for send/receive flows. Arc argues reducing token management and hiding crypto UI will remove onchain payment friction and drive the next wave of user growth; the repo invites builders to start integrating.

Source evidence

p2p USDC payment experiences are about to get super smooth. the next wave of growth will be driven by UX that puts crypto into the background.

Arc (@arc)

Most onchain payments still carry too much friction.

Our open-source Peer-to-Peer Payments App shows what a simpler experience can look like on Arc.

Send and receive USDC with sub-second finality, with USDC as the native gas token:
→ No extra tokens to manage
→ No unnecessary payment friction
→ A cleaner path to fast, intuitive onchain transfers

Explore the repo and start building: github.com/circlefin/arc-p2p…

— https://nitter.net/arc/status/2052433284941185036#m